Paragraph 42 — part 2

Housing crisis in the European Union with the aim of proposing solutions for decent, sustainable and affordable housing

A10-0025/2026 – Borja Giménez Larraz – § 42/2

Adopted

For: 447
Against: 128
Abstained: 48

roll-call vote at 13:45 · 72% of votes cast in favour

Split vote by Greens

The part voted on: ‘notes that the Capital Requirements Directive allows Member States to introduce systemic risk buffers for certain exposures and that some opted to introduce systemic risk buffers for certain exposures secured by residential property, which increase the financing costs for commercial real estate; calls on the European Banking Authority to make full use of the flexibilities under its guidelines to support mortgages on residential property, while ensuring financial stability; calls on the Member States to carefully assess the appropriateness of the level of systemic risk buffers for exposures collateralised by residential property; supports the possibility provided in the Capital Requirements Regulation to allow for preferential prudential treatment of exposures relating to land acquisition, development and construction, thereby facilitating access to financing for housing development;’

How the groups voted

A group’s line is the position at least two thirds of its voting MEPs took; otherwise it is shown as Divided. Groups from left to right.

Group	For	Against	Abstained	of	Line
The Left	0	36	2	38	Against
Greens	7	35	5	47	Against
S&D	102	15	5	122	For
Renew	69	0	0	69	For
EPP	159	0	0	159	For
ECR	64	3	5	72	For
Patriots	27	13	26	66	Divided
ESN	3	19	2	24	Against
No group	16	7	3	26	—