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EU Parl Watch

Where the law stands, Dossier 2025/2072(INI)

Access to finance for SMEs and scale-ups

· First reading

Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.

Where it stands

Parliament’s position

Parliament adopted the text on 26 November 2025. This is its final position on the matter.

  1. Referred to committee(done) 3 April 2025
  2. Committee work(done) Report adopted 24 September 2025
  3. Tabled for plenary(done) 2 October 2025
  4. Plenary vote(done) Adopted 26 November 2025
  5. Parliament’s position(done) Final

Decided in plenary

26 November 2025 · decision 10

Economy & single market, Resolution

Access to finance for SMEs and scale-ups

Adopted 360 for · 298 against · 8 abstained by a small majority

AI summary:The text calls for reducing regulatory burdens, fostering private investment, and closing the late-stage financing gap to help European firms grow and stay in the Union.

What changed

  • Latest Tabled for plenary → Adopted by Parliament

    AI summary:The versions differ only in formal points: decimal separators are updated from points to commas.

    See the changes →

  • Committee draft → Tabled for plenary

    AI summary:Adds extensive new content on regulatory burdens, bank lending, and the need for simplification, including calls to review Green Deal obligations. Expands measures to mobilise private capital, including retail investment, pension funds, and venture capital, with new calls on EuVECA and tax incentives. Strengthens the focus on scale-up financing gaps and the role of the EIB Group, co-investment platforms, and the TechEU Platform. Adds clarifications on the 28th regime, guidance tools, and the balance between national and internal markets. The other changes are formal or wording: renumbering and minor rephrasing.

    See the changes →

Who works on it

Lead committee
Economic and Monetary Affairs
Jorge Martín Frías (Patriots)
Herbert Dorfmann (EPP), Tsvetelina Penkova (S&D), Marlena Maląg (ECR), Anouk van Brug (Renew), Damian Boeselager (Greens), Gaetano Pedulla' (The Left)

The text, version by version

Newest first.

  1. Adopted by Parliament· 26 Nov 2025

    Adopted text TA10-0300/2025

    AI summary:Parliament's resolution on access to finance for SMEs and scale-ups calls for reducing bureaucratic burdens, unlocking private capital, bridging the scale-up funding gap, and reinforcing a competitive EU ecosystem.

    What changed since Report A10-0185/2025 →

  2. Tabled for plenary· 2 Oct 2025

    Report A10-0185/2025

    AI summary:This resolution addresses access to finance for SMEs and scale-ups in the EU, covering regulatory burdens, private capital mobilization, scale-up funding gaps, and market competitiveness.

    What changed since Draft report (ECON) →

  3. Committee draft· 13 May 2025

    Draft report (ECON)

    AI summary:This draft report on access to finance for SMEs and scale-ups calls for reducing bureaucratic burdens, unlocking private capital, bridging the scale-up funding gap, and reinforcing a competitive EU ecosystem.

Timeline

Newest first.

Plenary stage 3 steps
  1. 26 November 2025

    Plenary vote

    Sitting of 26 Nov 2025 Report A10-0185/2025Adopted text TA10-0300/2025

  2. 19 November 2025

    1 amendment tabled for the plenary vote

    Groups propose changes to the tabled text; each is voted on before the final vote.

    Amendment 1

  3. 2 October 2025

    Report tabled for plenary

    This is the text all MEPs vote on. Political groups can still table amendments to it.

    Report A10-0185/2025

Committee stage 4 steps
  1. 24 September 2025

    Committee vote: report adopted

    ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.

  2. 13 June 2025

    Amendments tabled in committee

    Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.

    Amendments in committee (ECON)

  3. 13 May 2025

    Draft report published

    The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.

    Draft report (ECON)

  4. 3 April 2025

    Referred to the ECON (Economic and Monetary Affairs) committee

    The lead committee prepares Parliament’s report.

Official record: Legislative Observatory, 2025/2072(INI)