What changed between the draft committee report and the plenary report

Added:35. Recalls the crucial role of public procurement in the construction sector, which represents a substantial share of the sector’s activity; points out that the complexity of public procurement has increased over time making it more difficult for municipalities to contract public construction; calls on the Commission to materially simplify EU procurement legislation; calls on public authorities to effectively regulate subcontracting, ensuring that public funds support companies that provide high-quality social working conditions and respect industry standards; calls on the Commission to reflect on the inclusion of social and environmental standards in the upcoming revision of the Public Procurement Directive and to ensure transparency regarding subcontractors and the extent of subcontracted work; notes that the introduction of additional criteria in public procurement procedures could increase the complexity of the procurement process, affecting competition among bidders and prices; stresses that careful design of such criteria is important to ensure alignment with the objective of facilitating the building of more affordable housing; believes that the European Strategy for Housing Construction should ensure that public contracts are not awarded to companies convicted of corruption or human rights violations; calls on the Member States to adapt their procurement rules to help the public sector avoid engaging with contractors that do not have the proven ability or expertise required;

Removed:16 Acknowledges that the availability and allocation of public housing contribute to increasing the housing supply for vulnerable groups; calls on the Member States to consider projects to rehabilitate public buildings for housing and convert unused public building stock into social housing, where relevant; underlines the importance of providing public housing solutions for targeted groups, such as young people, students or essential workers;

Added:Supporting public, cooperative, non-profit and limited-profit housing supply

Added:36. Acknowledges that the availability and allocation of public, social, cooperative, non-profit and limited-profit housing can contribute to ensuring affordability, stability and social cohesion, and increasing the housing supply for groups such as low-income households, young people, students, the elderly, persons with disabilities and essential workers; underlines the importance of providing an adequate share of these housing models; calls on public authorities to ensure targeted support for these housing models, as they provide long-term affordability, stability and community value; calls on the Member States to put in place mechanisms enabling local authorities to consider rehabilitating, adding additional floors to or converting the attics of already existing public buildings, and rehabilitating and repurposing unused public building stock, especially that located in historic centres and suburbs, into public or social housing, where relevant, while preserving the architectural or heritage value of historical buildings; highlights the need to explore the potential of collaborative housing solutions, including cooperative, non-profit, limited-profit and community-led housing models managed by local organisations, in order to promote decent, affordable and sustainable housing options and to strengthen community engagement;

Added:37. Notes the role of public housing solutions within a broader housing strategy, and considers that the EU should safeguard Member States’ existing successful models of public housing distribution and national common practices in their housing policies; stresses that public housing can contribute to addressing situations of substandard housing and exclusion affecting vulnerable groups; underlines the importance of favouring projects aimed at enhancing inclusive neighbourhoods with opportunities for all; acknowledges the maintenance costs of public housing stock, and therefore encourages efficient and effective processes aimed at reducing the budgetary burden for public administrations and citizens; considers it key to ensure that transparent and objective eligibility criteria are laid down in the allocation of social housing, reflecting local housing conditions, while guaranteeing the efficient and proportional use of public resources; underlines that in public housing, ensuring affordable accommodation depends not only on construction costs but also on the sustainability of management and service provisions; highlights the key role of skilled housing actors in maintaining quality and affordability over time; calls for public funding to support part of the management and service costs, thereby making accommodation more affordable for residents;

Added:38. Considers that social economy entities can make a significant contribution to increasing the supply of affordable and social housing, especially when committing to this mission in the long term, and can complement the role of private entities; notes the importance of public-private cooperation mechanisms, including limited-profit public-private partnerships, which can focus on the management of affordable housing and contribute to a balanced market across the Union; considers it essential to mobilise private investment with social objectives through social economy entities, which embody a sustainable social economy model complementary to the market, thereby strengthening territorial cohesion; highlights that affordable and social housing projects funded by actors operating under cooperative, limited-profit, or non-profit models support the objective of improving housing affordability for local communities; recalls that the eligibility criteria for access to public funding should allow the participation of social economy entities, which channel investment towards general interest objectives and can dedicate a predominant share of their activity to the long-term management of affordable housing;

Added:39. Welcomes Commission President Ursula von der Leyen’s September 2025 announcement of a legal initiative on short-term rentals to tackle the remaining regulatory gaps; calls on the Commission to provide additional information and data on outstanding issues, as well as on the suitability of EU intervention; believes that the aim of such initiative should be to ensure a fair balance between tourism development and housing affordability and that this initiative should set common objectives at EU level while leaving Member States, regions and local authorities the flexibility to design and implement measures adapted to their specific territorial realities and housing markets; calls on the Commission to conduct a comprehensive, data- and evidence-based impact assessment of the effects of the proliferation of short-term rentals on housing prices and affordability, availability and tenure security, both in macro and micro real estate markets, following the full implementation of Regulation (EU) 2024/1028 on short-term rentals, and with particular attention to its impact on long-term rental stock; acknowledges that Member States have until 20 May 2026 to implement the regulation; recognises the potential difficulties related to system interoperability, as well as the challenges faced by microenterprises and SMEs in meeting the obligations of this regulation; recognises the differentiated impact that the proliferation of short-term rentals can have on territories depending on their characteristics; acknowledges the lack of legal clarity as regards the compliance of certain national and local legislation with EU law; calls on the Commission to clarify through guidelines the framework in which public authorities can operate; calls on public authorities to ask digital platforms to remove illegal listings for tourist apartments; takes the view that more data is needed, but is concerned that an excessive burden could hinder small businesses, such as sustainable and rural tourism businesses; believes that local authorities, associations and the relevant stakeholders should be consulted about any future actions, as they are best placed to determine the measures needed, including in stressed areas, and that these actions must not deter tourism; calls for it to be ensured that the proliferation of short-term rentals does not threaten the social fabric, affordability and long-term liveability of cities;

Added:40. Recalls that the judgment of the Court of Justice in Joined Cases C-724/18 and C-727/18 stated that a legitimate public interest may exist for establishing mechanisms to regulate short-term rentals at the national, regional or local level, provided that the measures adopted are necessary, adequate and proportionate; calls for a balanced approach that reconciles the right to private property ownership, legal certainty for owners, and sustainable tourism with the need to preserve the availability of housing and liveability in historic city centres; considers that certain measures could help urban centres regain their residential functions, such as adequate and proportionate licensing systems, increased transparency regarding large-scale foreign property acquisitions in order to monitor housing availability, authorisations from neighbours’ associations or the main owner, or safety, quality and consumer protection standards, ensuring that those policies are proportionate and tailored to the specific circumstances; underlines that measures are needed to safeguard housing for residents and preserve the diversity and vitality of urban communities; calls for tourism activities and their positive impacts on local economies to be balanced with the preservation of housing availability for local residents and strategic and essential workers in the long-term;

Securing funding and easing investments

Private investment

Change 12

Changed:17.41. Urges the mobilisation of private investment, as it is important to complement public efforts in addressing shortages of decent, sustainable and affordable housing, and as the public sector alone cannot address the current lack of liquidity in the market; recognises the strategic role of the private sector, cooperatives and listed real estate companies in addressing the EU’s housing crisis by unlocking access to capital, delivering large-scale affordable and social housing, and supporting innovation in construction and sustainability; calls on the Commission to examine the impact of overseas real estate purchases; notes that market-based housing solutions remain an effective way to sustainably expand supply and highlights the importance of an investment-friendly regulatory environment in this regard; calls for the Member States and the EU institutions to enable the conditions to attract and mobilise long-term, responsible, reliable and stable private investment for the constructionconstruction, repurposing and renovation of housing for low- and middle-income households; calls for the completion of the Savings and Investments Union as a way to enhance the availability of private capital across borders; notesunderlines the reviewleveraging effects that small amounts of public funds can achieve on the EUmarket; securitisationcalls frameworkon presentedthe byMember States to explore dedicated housing investment vehicles to channel private savings into affordable housing projects; highlights the Commissionneed onto 17implement Juneperformance-based 2025,funding withand dueaccountability attentionfor local authorities, linking incentives to safeguardinghousing financialdelivery stabilitytargets; calls for the creation of a social impact index to incentivisemeasure privateand investment;define the additionality generated by investments in social and affordable housing, with the aim of attracting greater investment in the sector;

Change 13

Added:42. Highlights the increasing difficulty in access to housing finance, as low- and middle-income households face growing difficulties in obtaining credit for housing, including for home ownership; calls on the Commission and the Member States to further explore policies aimed at ensuring fair and sustainable access to housing finance, particularly for first-time and low- and middle-income buyers; underlines the need for macroprudential and supervisory authorities, including the European Systemic Risk Board and the European Central Bank, to take into account systemic risks in their monitoring frameworks and risk assessments; notes that the Capital Requirements Directive allows Member States to introduce systemic risk buffers for certain exposures and that some opted to introduce systemic risk buffers for certain exposures secured by residential property, which increase the financing costs for commercial real estate; calls on the European Banking Authority to make full use of the flexibilities under its guidelines to support mortgages on residential property, while ensuring financial stability; calls on the Member States to carefully assess the appropriateness of the level of systemic risk buffers for exposures collateralised by residential property; supports the possibility provided in the Capital Requirements Regulation to allow for preferential prudential treatment of exposures relating to land acquisition, development and construction, thereby facilitating access to financing for housing development; calls on the Commission and the Member States to enhance transparency in real estate transactions and monitor interconnections between real estate funds and banks and other institutional investors, in order to identify potential contagion channels and safeguard financial stability; welcomes, in this regard, the review of the EU securitisation framework presented by the Commission on 17 June 2025 with the aim of freeing up banks’ balance sheets and enhancing banks’ lending capacity; calls on the Commission to assess the impact of the Capital Requirements Regulation on small construction companies, in order to ensure that loans for residential projects are dealt with in a proportional manner, reflecting the fact that lower systemic risk projects are often pre-sold, insured or guaranteed by public authorities;

Added:43. Stresses the importance of safeguarding financial stability and ensuring that financial instruments contribute to housing affordability; underlines the role of the Stability and Growth Pact in ensuring financial stability in the EU, which is a prerequisite for the proliferation of housing; stresses that both the general escape clause and the national escape clause should remain an exceptional and temporary tool; underlines that any public investment in housing must remain consistent with the Union’s fiscal rules;

Public and private cooperation

Change 14

Changed:18.44. Calls for stronger and more transparent mechanisms for cooperation in housing policy between the public and the private sectorssector, in order to mobilise additional financial resources through European co-financing frameworks that combine public investment with the capacity and innovation of private and public actors; underlines that such partnerships can multiply the impact of public resources and accelerate the development of quality and affordable housing; calls on public authorities to ensure that such partnerships are aligned with the public interest and long-term affordability objectives; calls on public authorities to leverage private sector expertise,expertise by offering incentivestargeted forlong-term incentives, where appropriate, to companies and stakeholders involved in genuine affordable housing projects, including investmentinvestments by local authorities and regional administrations, such as in infrastructure development in urban, suburban, rural and depopulated areas; highlights the role that national promotional banks and institutions can play in this regard; encourages the Commission to ensure that the Renovation Wave strategyand createsthe realEuropean investmentAffordable opportunitiesHousing forPlan thegenerate privatereal sector,investment opportunities, facilitating responsible and transparent public-private partnerships in large-scale urban renewal and infrastructure development projects; emphasises that government assistance measures should be designed to complement private investment, in order to avoid crowding out and ensure long-term financial stability, while ensuring that support measures do not overburden taxpayers or distort markets;

Public funding

Change 15

Removed:19. Advocates a strategic and efficient deployment of investments in the housing sector through the use of existing EU funds, such as the Cohesion Fund or NextGenerationEU, and the role of the EIB, where feasible, ensuring that Member State policies are respected and that inflationary pressures are avoided; encourages the Commission and the Member States to include efficient, transparent, inclusive and fair allocation mechanisms for beneficiaries of EU funds and financial instruments, ensuring the economic development of territories;

Added:45. Advocates a strategic, responsible and efficient deployment of investments in the housing sector, through the use of dedicated EU funds, enabling greater housing investment by consolidating and earmarking currently dispersed funding across multiple programmes, such as the cohesion policy funds, InvestEU or NextGenerationEU, including the Recovery and Resilience Facility and underlines the role of the EIB and national promotional banks and institutions, where feasible, ensuring that Member State competences are respected; calls on the Commission to issue recommendations on a dedicated financial mechanisms to provide long-term maturity loans by Member States for financing urgent housing projects; encourages the Member States to reallocate unused resources from their national Recovery and Resilience Plans to financial instruments in order to allow social, public, cooperative and affordable housing units to be built and renovated, provided that local and regional authorities are entrusted with managing these funds; encourages the Commission and the Member States to include efficient, transparent, inclusive and fair allocation mechanisms for beneficiaries of EU funds and financial instruments, such as local and regional authorities, ensuring economic, social and territorial cohesion; points out that uneven economic development in different regions in Europe and subsequent economic intra-EU migration contributes significantly to the pressure on housing prices; underlines, in this regard, the importance of EU cohesion policy with regard to regional development now and in the future; calls for a simplified, digital one-stop platform to allow local and regional authorities direct access to EU housing funds; calls for EU funding schemes to be designed with simplified procedures, including pre-financing and grant mechanisms, to ensure equal access for smaller economies and municipalities with limited administrative capacity and to accelerate social and affordable housing investment; supports national efforts on housing ownership, which could enable households to build assets that can be passed down; urges the Member States to apply flexibility to the design and implementation of funding schemes for new housing, allowing for an equitable mixed use of public and private housing; recommends a stronger InvestEU programme for the 2028-2034 period to increase the volume of guarantees backed by the EU budget for decent, sustainable and affordable housing projects; calls on the Commission to reinforce dedicated housing structures and further explore the added value of creating a European housing agency, which would collect and analyse relevant data provided by national statistical institutes, Eurostat and Eurofound, in order to support the sharing of best practices, provide technical assistance and guidance to Member States and regional and local authorities, and support capacity building at all levels in order to maximise synergies and cooperation between various institutions;

Change 16

Changed:20.46. ConsidersEmphasises thatthe aimportant modernisedrole that cohesion policy shouldplays notin onlyboosting boosteconomic, growth,social promoteand convergenceterritorial cohesion within the EU, reducing disparities between regionsregions, and avoidavoiding fragmentation and distortion within the single market,market; butconsiders alsothat addressits potential to support urban and rural development andchallenges could be further strengthened; calls on the Member States to use the available flexibility to allow for the inclusion of housing challenges;objectives within the European Regional Development Fund, the Cohesion Fund, and the Just Transition Fund; calls for stronger financial support to locallocal, entitiesregional and urban authorities for the development of decent, sustainable and affordable public housing, while encouraging the Member States to ensure that EU funding is used efficiently and transparently across all national, regional and local levels of governance; stresses that such investments must be tied to long-term affordability, ensuring lasting benefits for communities; stresses that public support for housing projects should be tied to urban and regional development strategies based on good governance; calls for EU investments to respect compliance with accessibility measures for elderly people and persons with disabilities, withoutand puttingfor disproportionatethem andto unnecessarybe burdensused as a tool to strengthen social cohesion; calls on the Commission to encourage Member States to submit a national housing gap analysis and a national housing supply plan, accompanied by permitting milestones and funding alignment measures; urges the Member States to adopt multi-annual social housing delivery targets, including in relation to infrastructure and services; calls for special attention to be paid to construction and renovation;rehabilitation projects in areas affected by and that might face natural disasters and catastrophes, emphasising the importance of adaptation and spatial planning, including the effective use of the European Regional Development Fund and ESF+ to finance support measures; stresses the importance of ensuring that the European Regional Development Fund and InvestEU provide adequate instruments to upgrade existing housing stock;

Change 17

Changed:21.47. Endorses the role ofthat the EIB plays in catalysing public funding and private financing for the affordable housing sector; supports the EIB Group’s Action Plan for Affordable Housing and its intention to collaborate with the Commission to address the shared challenges in enabling access to finance for affordable housing, including stimulating investment in innovative construction to reduce costs and construction time; supports the establishment of a pan-European investment platform, together with national promotional banks andNPBIs institutions,, aimed at increasing funding for thedecent, housingsustainable sectorand affordable housing and supporting the Member States to develop enabling policy frameworks where needed, while maintaining the EIB’s role as an investment bank and safeguarding its triple Atriple-A status; highlights the key role that the EIB can play in cooperation with NPBs, the Council of Europe Development Bank and international financial institutions in providing investment that supports social cohesion for the supply of decent, sustainable and affordable housing; reaffirms that this should be developed on the basis of an open architecture model, ensuring the meaningful and effective participation of NPBIs; calls on the Commission to promote the work of NPBIs through the exchange of good practice and the swift implementation of the European Affordable Housing Plan, drawing on their long-standing expertise and regional connections in the financing of affordable and social housing; welcomes the types of projects financed, such as development of affordable housing for key professions, student accommodation and residences for the elderly; underlines that EIB-backed investments must prioritise long-term affordability; supports the establishment of the ‘More homes. Better homes’ online portal as a building block for the pan-European investment platform; believes that NPBIs should be involved in the development of any relevant portal or tool at the EU level from the start; calls for the EIB to explore the establishment of a European funding platform aimed at increasing funding and securitisation for decent, sustainable and affordable housing; welcomes the EIB’s new housing one-stop-shop portal to provide housing advice and foster innovation in the construction sector; calls on the EIB to expand both access to low-interest, long-term loans backed by EU guarantees and the scale and geographic reach of its housing-related financing, taking into account not only energy-efficiency and sustainability criteria but also local community needs and priorities as well as the renovation of housing stock across Europe; points out that the increasing demand for housing must be met by measures aimed at boosting the supply of social, decent, sustainable and affordable housing;

Change 18

Added:48. Calls on the Commission to analyse housing price dynamics, including available evidence of potentially abusive speculation, and, on the basis of this analysis, to call on the Member States for possible appropriate measures; stresses the importance of safeguarding financial stability and ensuring that financial instruments contribute to ensuring decent, sustainable and affordable housing for all; calls on the Commission and the Member States to enhance transparency in real estate transactions, including through improved data collection and possible EU-level tools; calls on the Commission and the Member States to exchange data and best practice on combating abusive financialisation practices and speculative purchases, reducing the likelihood of destabilising local housing markets; calls on the Member States to adopt measures to incentivise bringing vacant and derelict homes back into use, as this is essential to increasing supply, safeguarding affordability, and revitalising communities; stresses that public investment in housing should serve the public interest and deliver long-term value; welcomes public ownership models where housing remains publicly managed, which could be useful in certain contexts to prevent abusive financialisation practices, underlining that housing projects that pass into private hands are also legitimate; stresses that Member States should be free to choose how to manage these projects in line with their national policies;

Supporting housing demand

Young people

Change 19

Changed:22.49. Emphasises the need to pay particular attention to younger and future generations, especially in areas with low rates of economic independence and where young people take longer to leave their family home; notes that young people are increasingly dependent on the rental market as their main form of housing tenure, and therefore calls for stronger tenant and property rights and protections to ensure stability and affordability for younger generations; calls on the Commission to investigate and promote regional and local best practices regarding housing initiatives for young people, with simplified procedures, including first-time buyer schemes; calls on the Member States and local authorities to promote measures enabling young people to access housing credit, including incentives such as reduced transaction rates for young buyers and first-time buyers; calls for exemptions from transaction taxes for first-time buyers who occupy the property for a certain period; supports the provision of low-interest loans for young people and first-time buyers; urgesunderlines that providing affordable housing for young people entering the introductionlabour ofmarket guaranteescould coveringbe uprecognised toas 100a %strategic dimension of social policies; calls for the investmentMember States to facilitateintegrate accessyouth housing needs in their national reform programmes under the European Semester; calls on the Member States to creditadapt forplanning laws to allow young first-timepeople buyers,to withoutbuild compromisingaffordable dwellings on family land, enabling rural and intergenerational housing solutions; calls on the financialMember stabilityStates to adopt dedicated incentives, including in the use of householdsEU orfunds, puttingfor upwardthe pressureconstruction and renovation of affordable and social housing for young people; calls for the consideration of incentives for small property owners who lease housing to families or young people on long-term contracts, particularly in areas with escalating housing costs that are driven by market prices;forces, such as tax incentives or support measures for tenants; suggests that other financial incentives for property owners can also reduce prices, while increasing the number of houses available for renting; highlights the importance of simplifying administrative and transaction-related procedures, including additional and housing-related costs, to enhance transparency, predictability and affordability, particularly for young people and first-time buyers across the EU;

Change 20

Removed:23. Invites the Commission and the Member States to promote better access to rental housing solutions, such as student accommodation, particularly to support the national mobility of students relocating to another city, as well as for Erasmus+ experiences, academic exchanges and traineeships;

Added:50. Calls on the Commission and the Member States to guarantee decent, sustainable and affordable housing solutions for students; underlines the need to promote better access to rental housing solutions, supporting the national mobility of students relocating to another city, as well as for Erasmus+ experiences, academic exchanges and traineeships; calls on the Commission to launch a European model of student housing going beyond mere accommodation foster students’ well-being, community life and personal growth; calls on the Member States to set up national housing strategies to include provisions for student housing, improving the stock of public and private student accommodation; underlines that affordable student housing must be recognised as an important dimension of education policies; calls on the Member States to incentivise the development of affordable student accommodation near third level institutions to meet growing demand; calls for the EU to include youth accommodation in its investments and policy agenda, including by supporting the financing of student hubs and other youth housing initiatives through public-private partnerships; calls for EU funds to provide targeted incentives for the construction of affordable and decent student housing; highlights that ensuring affordable access to quality student housing offering educational and community services requires innovative private, public and joint public-private financing frameworks, in which public support complements the contributions of the private sector; stresses that EU housing policies should align with cross-cutting objectives on life skills, civic engagement and mental health, as set out in the ‘Union of Skills’ communication and the European youth strategy 2019-2027; recommends the creation of a pilot project to scale up integrated models of student housing that combine affordable accommodation with educational and community programmes;

Low- and middle-income households

Change 21

Removed:24. Invites the Member States to explore tailor-made programmes, including the provision of affordable housing, to tackle the difficulties in access to housing for low- and middle- income households, paying special attention to strategic and essential workers, such as doctors and nurses, teachers and security officers;

Added:51. Calls on the Member States to tackle the difficulties in access to housing for low- and middle- income households, with special attention to strategic and essential workers, including healthcare workers teachers, law enforcement officers, firefighters, social and care workers, and other key public service employees, while ensuring balanced contractual frameworks that protect both vulnerable tenants and small landlords; calls on the Member States to establish service housing models paying particular attention to strategic and essential workers as best practice; calls for support across all affordable housing options, including rental, public, cooperative, limited-profit, and non-profit models, ensuring long-term affordability, and stable, secure tenancy arrangements in this regard; urges the Member States to review and, where necessary, revise their affordability criteria so that they genuinely reflect the cost of living and ensure effective access to decent, sustainable and affordable housing for low- and middle-income households;

Removed:25. Welcomes the Commission’s consultation, launched on 5 June 2025, on the revision of the State aid rules for services of general economic interest (SGEI), together with an evaluation of the potential consequences of expanding their scope; underlines the importance of an ex ante impact assessment on a country-by-country basis of any proposed changes to the SGEI rules;

Added:52. Welcomes the Commission’s consultation, launched on 5 June 2025 and takes note of the revision of the State aid rules for services of general economic interest (SGEI), to facilitate the provision of decent, sustainable and affordable housing in a faster and more efficient way, while allowing greater flexibility to facilitate national investments; underlines that Member States, in line with the principle of subsidiarity, should have the discretionary power to support this according to their local, regional or national needs; underlines the importance of an ex ante impact assessment on a country-by-country basis of any proposed changes to the SGEI rules; stresses that any revision of State aid rules should not come at the cost of Member States’ investments in social housing, but could allow greater flexibility to facilitate public investment in housing, while respecting the diversity of national markets; acknowledges the risks that should be considered, including potential private and public crowding out, displacement of investment from social housing, compatibility with EU case-law, and the integrity of the single market; recalls the original purpose of SGEI and the fact that expanding the scope to include broader target groups does not divert resources from the most vulnerable groups; is concerned that broadening the social housing target group under these rules risks exacerbating market distortions and undermining fair competition; highlights that it is essential to maintain a careful balance between addressing social housing needs and preserving competitive, efficient housing markets for all service providers, both public and private, in the provision of affordable housing; underlines the need to ensure that any future framework relating to affordable housing remains open, allowing both public and private operators to participate, thereby preserving a level playing field and preventing undue market exclusion;

Families

Change 22

Removed:26. Believes that it is necessary to promote a European action plan for the support of families, paying particular attention to large families, single-parent families and families in vulnerable situations; acknowledges the existence of a generational housing gap, as delayed access to housing might be one of the factors that undermines family formation and aggravates Europe’s demographic challenges;

Added:53. Believes that it is necessary to promote a European action plan for the support of families, paying particular attention to large families, single-parent families and those in vulnerable situations who struggle with housing insecurity; calls on the Commission and the Member States to integrate family housing needs into the European Affordable Housing Plan and the European Child Guarantee, ensuring that no child grows up in inadequate housing; acknowledges the existence of a generational housing gap, as delayed access to housing restricts the ability of younger generations to live independently and make free life choices, and aggravates Europe’s demographic challenges; recalls that housing is a key factor in supporting demographic dynamics and addressing demographic decline, particularly in regions facing population loss and out-migration; warns that inadequate housing policy undermines demographic growth within the EU; recalls that Europe is an ageing continent, representing a challenge for the housing sector; asks the Commission to include adaptation to ageing in all its housing-related policies calls for housing policies that ensure timely access to affordable housing, reduce unhealthy housing and promote stability for families across all life stages; encourages the Member States to incorporate demographic priorities into their national housing strategies and upcoming EU funding programmes; calls on the Member States to introduce targeted financial incentives for families to facilitate home ownership and long-term rental contracts, thereby easing their financial burden, positively influencing demographic trends and strengthening social stability in Europe; calls on the Member States to fully involve local and regional authorities in developing targeted housing programmes for families; recognises that private home savings funds are a practical and effective tool for individuals and families to invest in housing and encourage greater accessibility to mortgage funding; calls on the Member States to facilitate the implementation and promotion of these measures as part of broader efforts to address the housing crisis; notes with great concern that overcrowded or unstable housing affects children’s education outcomes; demands a substantial boost to the European Child Guarantee, with a dedicated budget of at least EUR 20 billion to secure access to adequate housing and related social needs; calls for annual monitoring and reporting on progress towards ending child housing poverty across the EU;

Added:54. Stresses the importance of ensuring the availability of accessible and age-friendly housing for older persons; recognises the challenges faced by elderly people related to maintenance costs and their care needs; highlights the challenges faced by elderly homeowners who are unable to afford to renovate their properties to meet new energy efficiency standards; calls on the Commission and the Member States to provide targeted, voluntary and non-bureaucratic support measures for vulnerable homeowners; encourages the Member States and local governments to promote multi-generational living arrangements, community-based housing, co-housing initiatives and other innovative solutions for both long-term care and senior living, which can generate economic and social benefits and contribute to reducing the pressure on social care systems and to strengthening local communities; recognises the role of integrated retirement communities and senior co-living models, which empower older adults to live independently for longer, reducing reliance on long-term care;

Added:55. Highlights that those affected by domestic violence should be given appropriate assistance by Member States, housing agencies and the private sector, such as temporary emergency accommodation in shelters and care centres, and that individuals should be offered solutions via swift administrative procedures; calls on the Commission to integrate gender-based violence considerations into EU housing policy;

Added:Persons with disabilities

Added:56. Calls on the Commission and the Member States to give due attention to the issue of accessible housing for persons with disabilities; warns against the very low supply of accessible dwellings and the detrimental effects this has on the socio-economic integration of persons with disabilities and their capacity to live independently; calls for the housing stock to be made more accessible to persons with disabilities; urges the Commission, as well as Member States, to significantly increase the supply of accessible dwellings and to put in place mechanisms ensuring a sufficient ratio of accessible housing in new construction; calls for the full implementation of the EU strategy on the rights of persons with disabilities 2021-2030; stresses that accessible housing is a prerequisite for full social participation of persons with disabilities; calls for a targeted and effective set of actions aimed at ensuring full and consistent implementation of the housing-related accessibility requirements under the UN Convention on the Rights of Persons with Disabilities; emphasises the need to ensure both the availability and maintenance of accessible housing, as well as the provision of adequate community-based support services adapted to individuals’ functional and cognitive abilities, including supported living arrangements; supports public, public-private and private cooperative housing initiatives, including for people with disabilities, where communities collaboratively develop and manage housing projects that foster social cohesion and ensure long-term affordability; calls on the Member States to ensure the provision of comprehensive, accessible and systemic community-based services for persons with disabilities; stresses that support services provided at the place of residence are essential to enable independent living and social inclusion, and prevent persons with disabilities from being forced to seek assistance through institutionalisation;

Homelessness

Change 23

Removed:27. Emphasises the existence of the European Platform on Combatting Homelessness and calls for the strengthening of its work; calls on the Member States to take further action to ensure that homeless people can access social housing, and recalls that action on homelessness is part of social policy as a competence of the Member States; calls for the accelerated implementation of the European Child Guarantee to prevent and tackle child homelessness;

Added:57. Emphasises that homelessness is the most severe form of poverty and social exclusion; recalls that action on homelessness is primarily a competence of the Member States, while the EU should support and coordinate efforts; calls for the strengthening of the European Platform on Combating Homelessness to coordinate and exchange information, and share good practices; asks the Commission to ensure synergies between the EU anti-poverty strategy, the new European Pillar of Social Rights action plan, the European Platform on Combating Homelessness, and the European Affordable Housing Plan; calls for an ambitious and accelerated implementation of the European Child Guarantee across the EU, as a way to prevent and tackle child homelessness; calls on the Commission to provide technical assistance, capacity building and policy support on homelessness and to monitor progress in this regard; calls on the Commission and national statistical institutes to strengthen the collection and harmonisation of residential housing data; notes that the Housing First strategy has proven to help in certain national contexts, while its implementation remains the responsibility of each Member State; calls on the Member States to develop and implement housing-led strategies to reduce homelessness and to scale-up evidence-based interventions such as the Housing First approach; calls on the Member States to ensure homeless people can access social housing; calls on the Member States to adopt national targets to prevent the eviction of children in cases where there is a clear risk of homelessness when implementing the European Child Guarantee; calls on the Member States to tackle discrimination against people experiencing homelessness; recognises the role of non-governmental organisations in addressing homelessness and supporting housing stability;

Data exchange and analysis

Change 24

Removed:28. Encourages the use of Eurostat to collect, analyse and share housing data through a newly created dedicated EU digital platform for real-time housing data, ensuring the interoperability of existing data sources and avoiding the duplication of efforts; calls on the Commission to develop an annual European housing report, providing a systematic and comparative overview of housing developments across the EU; encourages complementary periodic reports on the allocation and utilisation of EU housing funds to ensure transparency, accountability and efficiency in addressing housing challenges;

Added:58. Insists on the need to base market interventions on reliable data held by public institutions; underlines the role of public data in creating housing policy; welcomes the adoption of the Regulation on European statistics on population and housing which will provide Eurostat with enhanced capacity to collect data on housing conditions and access to housing across the EU; calls on the Commission to launch new pilot projects and feasibility studies in the context of the recently adopted Regulation on European statistics on population and housing, focusing on access to adequate and affordable housing for people with disabilities; calls on Eurostat to collect, analyse and share national, regional and local level housing data through a newly created dedicated EU digital platform to support evidence-based policymaking, improve transparency, monitor vacancy, under-occupation and conversion-potential and feed the EU Building Stock Observatory with additional information on the quality of dwellings and technical building systems; calls on the Commission to collect and publish gender-disaggregated data on access to housing, and social housing schemes; calls on the Commission to produce an annual European housing report to assess the housing situations in Europe, which should include data on affordability, rent and price developments, ownership of land and real estate, tenure security, homelessness and housing exclusion; calls for complementary, periodic reports on the allocation and impact of EU housing funds; calls on Member States to require local authorities to provide periodic reports on infrastructure capacity aligned with housing projects, to track vacant dwellings and to introduce incentives for owners to renovate and lease out vacant homes; calls for the EU to improve monitoring and, if necessary, provide Member States with tools for better oversight of the residential real estate market; calls on the Commission to ensure a stronger focus on affordable, sustainable and decent housing metrics in the European Semester process and in country-specific recommendations; calls for the EU Land Observatory pilot project to be put to full use to fill data gaps with a view to improving land monitoring and identifying good practices to support youth access to land; calls on the Member States to improve the transparency of their land market and address the problem of access to land for certain groups, such as young farmers; calls on the Commission to establish a methodology for the collection and processing of housing data and to define a set of common indicators to ensure comparability among Member States; calls for housing expenditure to be taken into account when measuring the cost of living, the purchasing power of citizens, and their overall well-being; calls for the inclusion of owner-occupied housing costs in the harmonised index of consumer prices, in order to better reflect the real cost of housing in inflation statistics;

Removed:29. Calls on the Commission to carry out a data- and evidence-based impact assessment of the effects of short-term rentals on housing prices, both in macro and micro real estate markets, as well as of the availability of existing housing stock, following the full implementation of Regulation (EU) 2024/1018 on short-term rentals; recognises the difficulties related to system interoperability, as well as the challenges faced by micro-enterprises and SMEs in meeting the obligations of this Regulation; welcomes Commission President Ursula von der Leyen’s September 2025 announcement of a legal initiative on short-term rentals to tackle the remaining issues; calls for a balanced approach that reconciles property ownership and sustainable tourism with the need to preserve the availability of housing and liveability in historic city centres;

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59. Instructs its President to forward this resolution to the Council, the Commission, the European Council, the governments and parliaments of the Member States, the European Economic and Social Committee, the European Committee of the Regions and the heads of the EU’s regional authorities.