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EU Parl Watch

Changes between two versions

What changed between the draft committee report and the plenary report

From · draft committee report· 3 Dec 2025

ECON-PR-779660

on Banking Union – annual report 2025

To · plenary report· 30 Mar 2026

A-10-2026-0079

on Banking Union – annual report 2025

AI:What changed, in short

The report broadens its scope to include new topics such as NBFIs, geopolitical impacts, and the Savings and Investments Union, while softening calls for a fully fledged EDIS.23411 It adds new paragraphs on interest rate disparities, cross-border retail banking, digital euro progress, and NBFI risks, while removing calls for a bank solidarity contribution.6 It updates paragraphs on Basel III, crypto-assets, and crisis management, adding details on implementation and equivalence reviews.8910 It adds a note on risk sharing and updates financial indicators, and changes the tone on EDIS to gradual development.712 The other changes are formal: renumbering of paragraphs and minor wording adjustments.15

12 changes of substance · 0 formal · 0 of wording only

Written by AI from the two texts only · read the changes before relying on it · 4 Sept 2026 · Report a problem

+40 added · −22 removed · 9 changed paragraphs, packaging included.

Part 3 of 3: EXPLANATORY STATEMENT

EXPLANATORY STATEMENT

This report covers the developments of the Banking Union in 2025.