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Changes between two versions

What changed between the draft committee report and the plenary report

From · draft committee report· 13 Nov 2023

ECON-PR-753780

on the proposal for a directive of the European Parliament and of the Council on payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC

To · plenary report· 21 Feb 2024

A-9-2024-0046

on the proposal for a directive of the European Parliament and of the Council on payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC

These two texts have too little in common to compare paragraph by paragraph: they are different documents rather than versions of one (for example one group’s motion and the joint text that was adopted).

+620 added · −85 removed · 1 changed paragraphs, packaging included.

Part 13 of 13: Paragraphs 686–717

Added:▌

Added:In Annex I to Directive (EU) 2020/1828, the following point is added:

Added:‘(68) Regulation (EU) 20../…. of the European Parliament and of the Council on a framework for Financial Data Access and amending Regulations (EU) No 1093/2010, (EU) No 1094/2010, (EU) No 1095/2010 and (EU) 2022/2554 (OJ L[…], [……….], [p. ..]).’

Added:Repeal

Added:Directive (EU) 2015/2366 is repealed with effect from [OP please insert the date = 18 months after entry into force of this Directive].

Added:Directive 2009/110/EC is repealed with effect from [OP please insert the date = 18 months after entry into force of this Directive].

Added:All references made to Directive (EU) 2015/2366 and to Directive 2009/110/EC in legal acts that are in force at the time this Directive enters into force shall be construed as references to this Directive or Regulation XXX [PSR] and shall be read in accordance with the correlation table in Annex III to this Directive.

Added:Transposition

Added:1. Member States shall adopt and publish, by [OP please insert the date = 18 months after entry into force of this Directive] at the latest ▌the laws, regulations and administrative provisions necessary to comply with this Directive. They shall forthwith communicate to the Commission the text of those provisions.

Added:2. They shall apply those measures from [OP please insert the date = 18 months after entry into force of this Directive]▌.

Added:When Member States adopt those measures, they shall contain a reference to this Directive or be accompanied by such reference on the occasion of their official publication. Member States shall determine how such reference is to be made.

Added:3. Member States shall communicate to the Commission the text of the main measures of national law which they adopt in the field covered by this Directive.

Added:Entry into force

Added:This Directive shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union.

Added:Addresses

Added:This Directive is addressed to the Member States.

Added:Done at Brussels,

Added:For the European Parliament For the Council

Added:The President The President

Added:PAYMENT SERVICES

Added:(as referred to in point 3 of Article 2)

Added:1. Services enabling cash to be placed on and/or withdrawn from a payment account.

Added:2. Execution of payment transactions, including transfers of funds from and to a payment account, including where the funds are covered by a credit line with the user´s payment service provider or with another payment service provider.

Added:3. Issuing of payment instruments.

Added:4. Acquiring of payment transactions.

Added:5. Money remittance.

Added:6. Payment initiation services.

Added:7. Account information services.

Added:ELECTRONIC MONEY SERVICES

Added:(as referred to in point 37 of Article 2)

Added:Issuance of electronic money, maintenance of payment accounts storing electronic money units and transfer of electronic money units.

Added:CORRELATION TABLE